TotalPlus®

TotalPlus serves commercial banks, savings banks, and thrifts with fully integrated, enterprise-wide automation in an outsourced environment. This enterprise-level platform supports both front- and back-office operations and is especially well suited for institutions in the $5-30 billion asset range, including extremely large commercial banks and superregional thrifts. The deep functionality and operating flexibility of this mature platform enables these very large institutions to develop complex books of business in distinct vertical markets such as commercial lending, mortgage lending and servicing, and other areas to successfully compete with national and super-regional organizations and today's aggressive nonbank financial alternatives.

For Mission-Critical Transaction Processing
TotalPlus consists of centrally hosted and managed business applications built on fully integrated mainframe and "thin client" technology platforms. We've incorporated some of the industry's most progressive technologies into the TotalPlus platform to provide your bank with comprehensive capabilities in:

• Retail Services
• Commercial and Corporate Services
• Mortgage Banking
• Relationship Management
• Branch Automation
• eBanking
• Business Intelligence
• Risk Management

TotalPlus also features fully integrated support for branch, voice response, call center, ATM, and Internet delivery channels—all synchronized to a common balance file—assuring your customers a quality experience and consistent information across all customer touch-points.

Extraordinary Capabilities for Today and Tomorrow
In addition to capacity, speed, stability, and depth of functionality, TotalPlus provides mid-tier banks with extraordinary flexibility, enabling them to rapidly adjust to changing market conditions and capitalize on emerging market opportunities. In fact, Open Solutions leverages this powerful platform to provide account processing and customer care services for Health Savings Accounts (HSAs), corporate money management accounts (CMMAs), retained asset accounts (RAAs) for insurance companies, insured deposit sweeps for brokerage firms, and diverse other initiatives requiring banking capabilities.

We support TotalPlus with continuous research and development, integrating new technologies to add more choices and functionality to the platform, as well as the contemporary look and feel of all Open Solutions products.

Delivered as an enterprise-wide outsourced solution, TotalPlus is capable of immediately improving your organization's operating efficiencies while maximizing sales and service.

The American Bankers Association, through its subsidiary the Corporation for American Banking, endorses the check imaging and in-house and outsourced core processing solutions provided by Open Solutions as recommended solutions for community banks. This exclusive endorsement provides further assurance that our contemporary solutions and service delivery have been thoroughly researched, tested, and approved by bankers to support the industry's dynamic needs.